1. Introduction
FOURSEEDS CAPITAL is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you:
This Privacy Policy explains how we collect, use, disclose, store, and protect your personal information when you:
Visit our website
Enquire about our services
Apply for finance
Engage us for lending or advisory services
2. What Personal Information We Collect
The type of personal information we collect depends on the services you request. It may include:
Identification Information
Full name
Date of birth
Residential address
Contact details (email, phone)
Identification documents (e.g. driver’s licence, passport)
Financial Information:
Employment and income details
Business information
Asset and liability details
Credit history information
Superannuation information (including SMSF details)
Sensitive Information (where required):
Credit reporting information
Information required for compliance with anti-money laundering laws
We only collect information that is reasonably necessary to provide our services.
3. How We Collect Personal Information
We collect personal information:
Directly from you (via forms, phone calls, email, consultations)
Through our website contact forms
From third parties with your consent (e.g. lenders, credit agencies, accountants, financial advisers)
From publicly available sources where relevant
4. Why We Collect and Use Your Information
We collect and use your personal information to:
Assess your eligibility for finance
Provide lending and advisory services
Prepare and submit loan applications
Communicate with lenders and third parties on your behalf
Verify your identity
Comply with legal and regulatory obligations
Improve our services and website functionality
We may also use your contact information to send relevant updates or insights, unless you opt out.
5. Disclosure of Personal Information
We may disclose your personal information to:
Banks and non-bank lenders
Mortgage aggregators
Credit reporting bodies
Accountants, solicitors, valuers, and other professional advisers
Service providers assisting with technology, compliance, or administration
Government and regulatory authorities where required
6. Credit Reporting Information
As part of providing finance services, we may:
Obtain credit reports from credit reporting bodies
Disclose your information to lenders and credit providers
Access repayment history and credit scoring information
Credit reporting bodies may include Equifax, illion, or Experian.
You have rights to access and correct credit information under the Privacy Act.
7. Website Data & Cookies
When you visit our website, we may collect:
IP address
Browser type
Pages visited
Time spent on site
We may use cookies and analytics tools (e.g. Google Analytics) to improve user experience and website performance.
You can disable cookies in your browser settings.
8. Data Security
We take reasonable steps to protect your personal information from:
Unauthorised access
Misuse or interference
Loss
Unauthorised disclosure
This includes secure digital storage systems and restricted access protocols.
However, no online transmission is 100% secure.
9. Accessing or Correcting Your Information
You may request access to the personal information we hold about you or request corrections by contacting us at:
Email: info@fourseeds.capital
Phone: +61 438 050 601
Address: LVL 46, Tower - 525 collins street, melbourne, VIC, 3000
We will respond within a reasonable timeframe.
10. Complaints
If you believe we have breached the Australian Privacy Principles, you may contact us using the details above.
If you are not satisfied with our response, you may lodge a complaint with the:
Office of the Australian Information Commissioner (OAIC) www.oaic.gov.au
11. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be available on our website.
